This might be an unpopular take but I very much dislike the way Microsoft uses its Authenticator app for personal accounts. Seriously, it sucks.
If you have a personal account with Microsoft and turn off passwordless authentication in your account but enable two factor with the Microsoft Authenticator, it turns on passwordless authentication in the app for you and you can’t disable it. (Queue up the MFA fatigue).
The way to fix this is to setup another authenticator that’s not the Microsoft one. Save your sanity and stop being MFA bombed by threat actors trying to break into your accounts.
Do better Microsoft, do better.